Massachusetts Lien Release Lawyer

Helping Clients Seek Financial Relief Through Lien Release Solutions

The creditors in Massachusetts will go to great lengths to collect money from debtors. One tool that creditors use is a lien. A lien is a legal claim against a certain asset that allows a creditor to seize the asset if the debtor defaults on their debt. If there are liens on your property, it’s important to understand your rights and legal options. Discuss your case with an experienced lien release attorney at Benner Law.

Schedule a free consultation with our lien release lawyers by calling 774-404-8321.

What Are the Different Types of Liens?

There are many different types of liens, including:

Voluntary or Consensual Lien: Both the debtor and creditor agree to this type of lien, which is put on the property that is being used to secure a loan.
Involuntary or Statutory Lien: This type of lien is put on the debtor’s property after they default on a debt. A creditor must take action in order to put this type of lien on the debtor’s property.
Judgment Lien: This is a lien that is placed on the debtor’s assets by the court, typically after a lawsuit with a creditor. The purpose of this lien is to help the creditor collect the money that the debtor owes.
Tax Lien: If you fail to pay taxes, the government may put a tax lien on your property.
Mechanic’s Lien: If you fail to pay a contractor for work performed on your home, they may put a mechanic’s lien on your property.

These are some of the many different kinds of liens that may be placed on your property by creditors in Massachusetts.

How Can You Get Rid of Liens?

At Benner Law, we help clients understand their options for removing liens and protecting what matters most. When a lien attaches to your real property, it can interfere with refinancing, selling, or even maintaining a mortgage, making it critical to address the issue promptly. While every situation is different, there are several common ways to resolve liens, depending on your financial circumstances and the type of debt involved.

Paying the Lien Balance: In some cases, a lien can be removed through full payment of the debt owed to the creditors. While this may resolve the issue quickly, it is not always realistic for clients facing financial strain.
Negotiation: Another option is negotiating a settlement for less than the full balance. Our team works directly with creditors to pursue reduced payoff amounts that make releasing the lien more manageable.
Filing Bankruptcy: For clients dealing with significant debt, Chapter 7 or Chapter 13 bankruptcy may also provide a path forward. Certain liens may be reduced or removed depending on the chapter filed, the value of the property, and whether the lien impairs exemptions tied to your mortgage or other interests in your real property.

Because liens can complicate ownership and limit your financial flexibility, it’s important to explore your options carefully. Benner Law works closely with clients to evaluate lien types, review creditor demands, and determine the most effective strategy for protecting their property and long-term financial stability.

Speak With Our Massachusetts Lien Release Lawyer Today

Are there liens on your property? The skilled lien release lawyer at Benner Law has decades of experience helping clients eliminate their liens and secure their financial freedom. Talk to us about your unique financial situation today. We will help you explore all of your legal options and find the solution that is right for you and your family.

Call 774-404-8321 to set up a free strategy session with us today.